Bad Credit

Bad Credit Mortgages: Get Expert Help Finding the Right Deal

023 8063 0868

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Struggling to get a mortgage due to bad credit?

Our specialist advisors help you secure a mortgage, even with CCJs, defaults, or arrears.

At Power Mortgages, we understand how challenging it can be to get a mortgage with bad credit. With over 30 years of experience, we specialise in helping clients who have been denied by traditional lenders due to County Court Judgements (CCJs), defaults, debt management plans, or arrears.

Our expert advisors work closely with specialist lenders to maximise your chances of securing the best deal tailored to your circumstances. Contact us today for a free consultation.

Speak to an Advisor

Can I get a mortgage with bad credit?

Have you been told the following?

The majority of lenders may have told you that you cannot obtain mortgage lending because
“You have had a County Court Judgement in the last 2 years”
“There are recent arrears on your mortgage”
“You have been involved in a Debt Management Plan”
“There are defaults registered in your name”

Why Choose Power Mortgages?

At Power Mortgages, we are a specialist mortgage broker who have had over 25 years of experience in this industry. All of our advisors have key knowledge in how to secure a mortgage with lenders that you would not be able to find on the high street. When it comes to poor credit, we aim to maximise your chances by finding a solution for each individual circumstances and give you honest advice in regards to your situation. We understand that having bad credit can be a deflating experience so we will always try our best to find the best deal tailored to you.

What are the next steps?

So whether you are a first-time buyer, looking to move house or simply remortgaging and you have had a CCJ, Default, Arrears, IVA’s or a Debt Management Plan, please contact us today for a free initial consultation by simply calling us or by filling in our Request a Callback form on our website where an advisor will be in contact as soon as possible to help with your request.

6 Reasons to Use Us for Mortgage Advice

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1. Expert Advice Tailored to Your Needs

We offer customised mortgage advice based on your financial situation, helping you find the best deal for your unique needs.

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2. Access to Exclusive Mortgage Rates

We have access to exclusive mortgage rates and deals from a wide range of lenders, ensuring you get the best possible offer.

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3. We Work Around Your Schedule

We understand life can be busy, so our mortgage advisors are available to fit your schedule, offering flexible, convenient advice when it suits you.

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4. We Save You Time and Stress

Searching for the right mortgage can be time-consuming and stressful. We’ll do the hard work for you, comparing thousands of deals to find the best fit.

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5. Your Own Dedicated Case Manager

Once we find your mortgage, a dedicated case manager will handle your application, keeping things on track and providing updates along the way.

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6. We Offer Protection Products Too

In addition to mortgage advice, we provide protection solutions, including life assurance, income protection, and home insurance, ensuring you’re covered.