UK’s Trusted Buy to Let Mortgage Broker
Specialising in Placing Mortgages for Landlords and Property Investors
1. Get Talking with a Mortgage Advisor!
We know life can be hectic, so we offer flexible mortgage advice that fits around your schedule. No pressure, no obligation—just a friendly chat to explore your mortgage options.
Our experienced advisors are here to answer all your questions and find the best mortgage solution for you.
2.We’ll Find The Best Mortgage Deal For you
As your trusted mortgage broker, we’ll scour the market to find the best mortgage deal just for you.
Your dedicated advisor will search through thousands of mortgage products to find one that suits your unique circumstances—whether you’re a contractor, freelancer, or just looking for the perfect fit.
3. Dedicated Advisor
Your dedicated case manager takes over once you’ve found the perfect mortgage. They’ll be your go-to person, keeping everything on track and guiding your application smoothly through to completion.
Whether it’s paperwork, updates, or overcoming any bumps in the road, they’ve got it covered—so you can sit back and focus on what matters.
4.Complete Your Mortgage Offer!
You’re almost there…
Congrats! Your formal mortgage offer is in, and now it’s just a matter of wrapping things up. With the offer in hand, all that’s left is for your conveyancer to finalise the purchase or remortgage. Sit back, relax, and get ready to enjoy your new home or fantastic deal. The finish line is in sight!
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Frequently Asked Questions
What is a mortgage broker?
A mortgage broker is a middleman between you and mortgage lenders. They help you find a mortgage by comparing different deals from various lenders, ensuring the one you choose suits your financial situation and needs. Mortgage brokers save you time by handling the legwork, paperwork, and negotiations on your behalf.
Why should I use a mortgage broker?
Using a mortgage broker gives you access to a wider range of mortgage deals, including exclusive rates not available on the high street. They can guide you through the entire process, simplify complicated terms, and help you find the best deal based on your specific circumstances, saving you both time and money.
What lenders do mortgage brokers work with?
Mortgage brokers often work with a wide variety of lenders, including high street banks, building societies, and specialist lenders that may not offer deals directly to the public. This broad network helps them find the best deal that suits your unique needs.
Is a mortgage broker and a mortgage advisor the same thing?
Yes, the terms “mortgage broker” and “mortgage advisor” are often used interchangeably. Both provide advice on mortgage products and assist in finding the best deals. However, some mortgage advisors may work for a specific lender, while brokers typically have access to a range of lenders.
How long does it take to get a mortgage?
The mortgage process typically takes between 2 to 6 weeks, depending on factors like the lender’s speed, your financial situation, and how quickly you provide necessary documents. Pre-approval can be faster, while the full mortgage process might take longer if complications arise.
What do mortgage advisors do?
Mortgage advisors assess your financial situation, explain the available mortgage options, and recommend the best mortgage deal for you. They guide you through the application process, helping with paperwork, managing communication with the lender, and ensuring everything runs smoothly until completion.
Can a mortgage advisor help me find the best mortgage rate?
Yes, mortgage advisors compare various mortgage deals and rates from different lenders, ensuring they find the best one for your specific needs. They also have access to exclusive deals and can help negotiate on your behalf.
What happens when my fixed rate mortgage ends?
When your fixed-rate mortgage ends, you will typically move to your lender’s standard variable rate (SVR), which is usually higher than your fixed rate. Before this happens, it’s a good idea to speak with a mortgage advisor to explore remortgage options and secure a better rate.
What information do I need to provide to a mortgage broker?
To help your mortgage broker find the right deal, you’ll need to provide proof of income (payslips, bank statements, or tax returns if self-employed), ID (passport or driving license), proof of address (utility bills or bank statements), and details of any outstanding debts or credit commitments.
What happens if my mortgage application is declined?
If your mortgage application is declined, your mortgage broker can help you understand why and explore alternative options. They may suggest different lenders, improve your application by addressing any issues (like credit score), or recommend other solutions based on your circumstances.
