Contractor and Freelancer Mortgages

Expert Advice for Securing the Right Deal

023 8063 0868

Speak to an Advisor

Contractor and freelancer Mortgage Advisor

Struggling to find a mortgage as a contractor or freelancer?

Our specialist advisors help you navigate strict lending criteria and secure the best mortgage for your unique situation.

Power Mortgages understands the challenges contractors and freelancers face when applying for mortgages. Many lenders overlook non-traditional incomes, but we work with a growing number of specialist lenders who recognise your value.

Whether you’re a first-time buyer, remortgaging, or investing, our advisors will simplify the mortgage process and find the best deal tailored to your needs. Contact us today to explore your contractor mortgage options.

Speak to an Advisor

Are you a contractor or freelancer finding it difficult to source the right deals on contractor mortgages?

Have you been told the following?

– Many lenders or non-specialist brokers may have told you that…

“You don’t have 2 to 3 years accounts”

“You have not been contracting long enough”

“Your contract is less than 12 months”

“You only have a few months remaining on your contract”

“You are paid through a tax efficiency umbrella company (employed or self-employed)”

Choose a specialist Contractor Mortgage Advisor

A growing number of lenders have now come to realise that contractors and freelancers represent safe borrowing and display a good set of skills in a particular industry. It pays to find a mortgage advisor who can overcome these issues. By using one of our specialist advisors, you can maximise your chances of obtaining a mortgage deal which suits your needs and also minimise the chances of facing a declined application.

Taking the confusion out of mortgages

There are thousands of mortgage products available for all sorts of circumstances but finding the right one is not an easy task. The choice in the mortgage market can be confusing with so many products to choose from. Our advisors will take the confusion out of mortgages and present the options of Contractor Mortgages clearly and simply, allowing you to make sense of the products available.

Our advisors have access to professional mortgage sourcing software which is updated daily to bring you the latest deals from the mortgage market, so if you are a first-time buyer, home mover, remortgaging, sorting out your buy-to-let investments or need any other mortgage-related help and advice then please begin the process by entering your daily rate in the calculator below and we’ll calculate a guideline amount you might be able to borrow.

What different types of mortgages are there?

There is the choice of mortgage products to consider too. These include:– Capped Mortgages, Discounted Mortgages, Fixed Rate Mortgages, Flexible Mortgages, Offset Mortgages, Current Account Mortgages, Standard Variable, Tracker Mortgages. They each have their own advantages and disadvantages and will have to fit with your attitude to risk. This is where a mortgage advisor can really help make your choice of a mortgage product a simple one as they will take the time to explain the options to you and advise you on what they recommend.

6 Reasons to Use Us for Mortgage Advice

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1. Expert Advice Tailored to Your Needs

We offer customised mortgage advice based on your financial situation, helping you find the best deal for your unique needs.

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2. Access to Exclusive Mortgage Rates

We have access to exclusive mortgage rates and deals from a wide range of lenders, ensuring you get the best possible offer.

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3. We Work Around Your Schedule

We understand life can be busy, so our mortgage advisors are available to fit your schedule, offering flexible, convenient advice when it suits you.

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4. We Save You Time and Stress

Searching for the right mortgage can be time-consuming and stressful. We’ll do the hard work for you, comparing thousands of deals to find the best fit.

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5. Your Own Dedicated Case Manager

Once we find your mortgage, a dedicated case manager will handle your application, keeping things on track and providing updates along the way.

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6. We Offer Protection Products Too

In addition to mortgage advice, we provide protection solutions, including life assurance, income protection, and home insurance, ensuring you’re covered.